There’s a lot of shame around this topic for me. There’s a lot of things that added up to me getting myself pretty deeply in debt. College expenses and parents who said they’d pay and didn’t. Poor spending/saving/all financial habits – really a pattern in my family. And depression, always depression. Never being able to think clearly, but always being in that fog where I literally couldn’t see straight. I couldn’t and didn’t make good decisions, I got so overwhelmed in stores that I would buy whatever was in front of me instead of thinking about if I needed it, or I would spend money on things that I thought would make me feel better. Then, as I started coming out of the depression, I still couldn’t think about this. It was too big and felt like dark clouds were enveloping me. I just tried not to think about it, which didn’t make anything better.
I’m finally beginning to deal with it. That’s all I can write for now, because it’s still incredibly overwhelming and feels incredibly shameful. But I’m beginning.